The Potential Effect of New Flood Insurance Regulations on Lenders
In a recently released statement, a number of regulatory organizations—the Federal Deposit Insurance Corporation, the Federal Reserve, the Farm Credit Administration, the [...]
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One of Our Service-Areas Offers Top-Ten Lowest Mortgage Rates
Our clients are sometimes startled to discover how different housing markets can be from state to state and from zip [...]
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Could Climate Change Drive a Foreclosure Crisis?
When it comes to foreclosure numbers, there’s little question that in an ordinary market the greatest risk arises in the [...]
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Late 2018 Mortgage Originations Lowest in Four Years
In Q4 of 2018, the number of mortgage originations fell from the previous quarter, according to the most recent quarterly [...]
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Ellie Mae Changes Ownership
Ellie Mae—which despite having a name remarkably similar to Fannie Mae and Freddie Mac, is not a government-sponsored entity, but [...]
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Does Airbnb Have an Effect on the Real Estate Market?
When the peer-to-peer living-space rental service Airbnb came on the scene, some were prescient enough to recognize what a potentially [...]
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How Technology is Aiming to Bridge the Homeownership Divide
Among workers in the mortgage industry, there is a generally acknowledged divide in homeownership, in which certain sectors of the [...]
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Will 2019 Be a Buyers’ Market?
It’s nearly always difficult to perfectly imagine the direction in which a market might be headed. We have benchmarks, trends, [...]
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The Change in Housing Affordability Year-Over-Year as of January
Heading into the latter portion of 2018 we saw housing inventory tick upward, which resulted in fewer offers per home [...]
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Why Gen-X is Reluctant to Invest in Real Estate
With all of the media attention paid to the Millennial and Boomer generations these days, one could be forgiven for [...]
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How Does Last Year’s Housing Peak Compare to the Peak Pre-2008 Crisis?
It’s a truism of the housing market—as with any market—that we will see cycles come and go. Occasionally those cycles [...]
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What Do Millennials Look for in a Home Loan?
Though they have recently become the generational group buying the highest number of homes, Millennials have faced a number of [...]
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