What is the Ability to Repay and Qualified Mortgage Rule (QM) Patch?
When Congress modified the Truth in Lending Act (via section 1402 of Dodd-Frank) as a response to the 2008 housing [...]
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Why Some Think Builders Aren’t Improving Single-Family Housing Availability
In our last post we made brief mention of an early 2019 rise in the confidence of builders, as reflected [...]
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Increasing Builder Confidence
Last year many—including us—wrote about the strange trend in the construction industry that, despite rises in employment, wages, and overall [...]
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The Lowdown on Tax Lien Investing
When a homeowner owes back taxes on a property, the governmental authority to which those taxes are owed can place [...]
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The Latest on How the CFPB Plans to Regulate
In May 2018, the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) was signed into law, in an effort [...]
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How February’s Low Jobs Report Affected the Housing Market
February 2019 saw a somewhat alarming decrease in the number of new jobs added to the economy—a mere 20,000, which [...]
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The State of Affordability for Home Buyers
A March report by Zillow indicates that housing became less affordable nationwide through 2018. At the same time, renting became [...]
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Confidence in the Marketplace
Over the course of May, American consumers saw their confidence in the housing market rise again. (We knew it would.) [...]
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Mortgage Rates: Dropping or Holding Steady?
The real estate market over the past year has been on quite a ride. First there were the heavy bidding [...]
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Keeping Independent Mortgage Banks in the Game
The status of independent mortgage banks in the residential real estate sector is long-standing and revered. Since the 1870s—says The [...]
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One Florida City Where Senior Rental Numbers Grew Most Over the Past Decade
The demographic landscape in the United States is such that at present more than 22 percent of the total population [...]
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What Are the Chief Sources of Homebuyer’s Remorse?
As much as we would like to believe that everyone who gets into a home will enjoy their purchase wholeheartedly, [...]
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