REI: What is a “Bridge Loan?”
It is uncommon for bridge loans to be used in the residential real estate industry, especially in the years since [...]READ MORE
A Trend on the Rise: “Granny Pads”
While Baby Boomers are not on average looking to downsize their living arrangements, one must take into account that the [...]READ MORE
What is a Reverse Mortgage?
As homeowners age, they find they have paid down a great deal of the principal on their home, and eventually [...]READ MORE
How Retiring Baby Boomers are Approaching Homeownership
There’s a perception among the younger set that, as Baby Boomers age, they will naturally want to downsize from the [...]READ MORE
How Higher Mortgage Rates are Likely to Affect the Market—In the Short and Long Terms
An abundance of flawed assumptions seem to beset those who are unfamiliar with the real estate market. One of the [...]READ MORE
How Area Noise Has Been Shown to Affect Home Valuations
From time to time we encounter a client who has bought, or is considering buying, a home in an otherwise [...]READ MORE
Debt-to-Income (DTI) Ratio: What it is and How it May Affect You
When it comes to obtaining a loan for the purpose of purchasing a property, a lender naturally needs ways by [...]READ MORE
Hurricanes Cause an Increased Rate of Home Repair and Maintenance
When our communities are forced into a stare-down with the eye of a hurricane—such as 2018’s hurricanes Florence and Michael, [...]READ MORE
Which Zone of Housing is Most Costly For Homeowners?
Zoning ordinances are a standard feature of American real estate markets. These are sets of laws that set aside for [...]READ MORE
Home Appraisals—How They Affect, and Reflect, the Market
The home appraisal is a valuable tool used by lenders to determine the amount of money they are willing to [...]READ MORE
Where Property Values are Expected to Rise
Even despite the perception of a slowdown in the rise of prices of homes across the nation, there are always [...]READ MORE
How Do the Hearty Economy and the Labor Shortage Affect Home-Ownership?
We at Topouzis & Associates, P.C., keep a keen eye on the vicissitudes of the economy and the housing market. [...]READ MORE