Late 2018 Mortgage Originations Lowest in Four Years
In Q4 of 2018, the number of mortgage originations fell from the previous quarter, according to the most recent quarterly [...]READ MORE
Ellie Mae Changes Ownership
Ellie Mae—which despite having a name remarkably similar to Fannie Mae and Freddie Mac, is not a government-sponsored entity, but [...]READ MORE
Does Airbnb Have an Effect on the Real Estate Market?
When the peer-to-peer living-space rental service Airbnb came on the scene, some were prescient enough to recognize what a potentially [...]READ MORE
How Technology is Aiming to Bridge the Homeownership Divide
Among workers in the mortgage industry, there is a generally acknowledged divide in homeownership, in which certain sectors of the [...]READ MORE
The Readiness of the Mortgage Industry in Case of Crisis
We are a mere decade out from the housing crisis of 2008. Everything about the housing market is, at this [...]READ MORE
Will 2019 Be a Buyers’ Market?
It’s nearly always difficult to perfectly imagine the direction in which a market might be headed. We have benchmarks, trends, [...]READ MORE
The Change in Housing Affordability Year-Over-Year as of January
Heading into the latter portion of 2018 we saw housing inventory tick upward, which resulted in fewer offers per home [...]READ MORE
Why Gen-X is Reluctant to Invest in Real Estate
With all of the media attention paid to the Millennial and Boomer generations these days, one could be forgiven for [...]READ MORE
How Does Last Year’s Housing Peak Compare to the Peak Pre-2008 Crisis?
It’s a truism of the housing market—as with any market—that we will see cycles come and go. Occasionally those cycles [...]READ MORE
What Do Millennials Look for in a Home Loan?
Though they have recently become the generational group buying the highest number of homes, Millennials have faced a number of [...]READ MORE
Two Views of the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018
In May of 2018, Congress passed the Economic Growth, Regulatory Relief and Consumer Protection Act, a piece of legislation aimed [...]READ MORE
The Impact on the Bureau of Consumer Financial Protection on Mortgage Lending
The Bureau of Consumer Financial Protection (BCFP) (also known as the Consumer Financial Protection Bureau (CFPB)) initiated operations in the [...]READ MORE