Blog | Topouzis & Associates | Innovators in Title Insurance - Part 11

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Late 2018 Mortgage Originations Lowest in Four Years
April, 29 2019

Late 2018 Mortgage Originations Lowest in Four Years

In Q4 of 2018, the number of mortgage originations fell from the previous quarter, according to the most recent quarterly [...]

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Ellie Mae Changes Ownership
April, 26 2019

Ellie Mae Changes Ownership

Ellie Mae—which despite having a name remarkably similar to Fannie Mae and Freddie Mac, is not a government-sponsored entity, but [...]

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Does Airbnb Have an Effect on the Real Estate Market?
April, 25 2019

Does Airbnb Have an Effect on the Real Estate Market?

When the peer-to-peer living-space rental service Airbnb came on the scene, some were prescient enough to recognize what a potentially [...]

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How Technology is Aiming to Bridge the Homeownership Divide
April, 24 2019

How Technology is Aiming to Bridge the Homeownership Divide

Among workers in the mortgage industry, there is a generally acknowledged divide in homeownership, in which certain sectors of the [...]

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The Readiness of the Mortgage Industry in Case of Crisis
April, 23 2019

The Readiness of the Mortgage Industry in Case of Crisis

We are a mere decade out from the housing crisis of 2008. Everything about the housing market is, at this [...]

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Will 2019 Be a Buyers’ Market?
April, 22 2019

Will 2019 Be a Buyers’ Market?

It’s nearly always difficult to perfectly imagine the direction in which a market might be headed. We have benchmarks, trends, [...]

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The Change in Housing Affordability Year-Over-Year as of January
April, 19 2019

The Change in Housing Affordability Year-Over-Year as of January

Heading into the latter portion of 2018 we saw housing inventory tick upward, which resulted in fewer offers per home [...]

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Why Gen-X is Reluctant to Invest in Real Estate
April, 17 2019

Why Gen-X is Reluctant to Invest in Real Estate

With all of the media attention paid to the Millennial and Boomer generations these days, one could be forgiven for [...]

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How Does Last Year’s Housing Peak Compare to the Peak Pre-2008 Crisis?
April, 16 2019

How Does Last Year’s Housing Peak Compare to the Peak Pre-2008 Crisis?

It’s a truism of the housing market—as with any market—that we will see cycles come and go. Occasionally those cycles [...]

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What Do Millennials Look for in a Home Loan?
April, 15 2019

What Do Millennials Look for in a Home Loan?

Though they have recently become the generational group buying the highest number of homes, Millennials have faced a number of [...]

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Two Views of the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018
April, 12 2019

Two Views of the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018

In May of 2018, Congress passed the Economic Growth, Regulatory Relief and Consumer Protection Act, a piece of legislation aimed [...]

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The Impact on the Bureau of Consumer Financial Protection on Mortgage Lending
April, 11 2019

The Impact on the Bureau of Consumer Financial Protection on Mortgage Lending

The Bureau of Consumer Financial Protection (BCFP) (also known as the Consumer Financial Protection Bureau (CFPB)) initiated operations in the [...]

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