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Topouzis & Associates, P.C. Speaks

In this series, Topouzis & Associates, P.C. experts research and explore trends, sales strategies, demographics and dynamics poised to change the real estate industry.

  • How Long Does it Take to Close on a Home?
    December 12, 2018

    How Long Does it Take to Close on a Home?

    We professionals and others experienced in the real estate industry know what those new to the experience sometimes find surprising: [...]

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  • Considerations When Looking to Buy in Suburbs vs. Exurbs
    December 11, 2018

    Considerations When Looking to Buy in Suburbs vs. Exurbs

    Every level of proximity to a major urban area has its share of benefits and drawbacks. The urban milieu offers [...]

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  • The Documents You Should Hold On to After Closing
    December 10, 2018

    The Documents You Should Hold On to After Closing

    Even though the law requires closing companies to retain a copy of all the documents produced for closing, it’s a [...]

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  • How Sellers Make Sense of Home Profitability
    December 07, 2018

    How Sellers Make Sense of Home Profitability

    Where making a profit from the sale of a home is concerned, much relies on the housing market—both on the [...]

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  • How to Make the Most of Your Prospective Home Inspection
    December 06, 2018

    How to Make the Most of Your Prospective Home Inspection

    The home inspection is a vital stage in the process on the way to closing a home. Prospective buyers will [...]

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  • Active vs. Passive: Modes of Real Estate Investment
    December 05, 2018

    Active vs. Passive: Modes of Real Estate Investment

    Real estate investors come in two types: those who like to be intricately involved in the minutiae of their investments, [...]

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  • The Three Ways to Make Money by Investing in Real Estate
    December 04, 2018

    The Three Ways to Make Money by Investing in Real Estate

    Real estate is a valuable and fairly reliable means by which to increase one’s wealth through investment—the occasional market hiccup [...]

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  • The Three Types of Property in Real Estate Investment
    December 03, 2018

    The Three Types of Property in Real Estate Investment

    A number of questions come up when someone is becoming interested in investing in real estate—whether they’re looking to buy [...]

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  • When a Property Disclosure Statement Reveals Negative Information
    November 30, 2018

    When a Property Disclosure Statement Reveals Negative Information

      From time to time we close a sale in which the Property Disclosure Statement—on which sellers are required to reveal [...]

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  • What the Real Estate Settlement Procedures Act (RESPA) Means for the Home-Buyer
    November 29, 2018

    What the Real Estate Settlement Procedures Act (RESPA) Means for the Home-Buyer

    We in the real estate business know that there was a time when the real estate market was not entirely [...]

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  • Just a Stack of Paper?—What is an Abstract of Title?
    November 27, 2018

    Just a Stack of Paper?—What is an Abstract of Title?

    One of the many services we offer is the production of an Abstract of Title. Many clients find themselves curious [...]

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  • The Property Disclosure Statement: What to Look Out For
    November 26, 2018

    The Property Disclosure Statement: What to Look Out For

    Whether in Rhode Island, Massachusetts, or Florida, when someone is looking to buy a home they go through a number [...]

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  • Millennials Are Buying Homes—But Why Are Their Numbers Relatively Low for Their Ages?
    November 23, 2018

    Millennials Are Buying Homes—But Why Are Their Numbers Relatively Low for Their Ages?

    We’ve mentioned it before, and it’s worth mentioning again: contrary to the odd stereotypes attached to them, Americans of the [...]

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  • Raising Your Credit Score to Lock In a Good Interest Rate for Your First Mortgage
    November 22, 2018

    Raising Your Credit Score to Lock In a Good Interest Rate for Your First Mortgage

    It may be the most well-known fact of property lending that the rates at which lenders are willing to lock [...]

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  • The Confusion Over “Deed” and “Title”
    November 21, 2018

    The Confusion Over “Deed” and “Title”

    We have found, through the years, that there is considerable confusion on the part of both buyers and sellers of [...]

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  • Common Contingencies on the Way to Closing on a Home
    November 20, 2018

    Common Contingencies on the Way to Closing on a Home

    A purchase agreement on a home may at times require certain contingencies be made. Contingencies in this context are certain [...]

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  • Some Considerations Before Deciding to Buy a First Home
    November 19, 2018

    Some Considerations Before Deciding to Buy a First Home

    The prospect of home ownership can be exciting. As compared to renting, purchasing a home means a person is going [...]

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  • How the Industry Decreases Defect Risk Using Technology
    November 16, 2018

    How the Industry Decreases Defect Risk Using Technology

    The title search, title insurance, and mortgage manufacturing and underwriting industries are, like every other aspect of American life, in [...]

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  • The Recent Rise in New Home Sales
    November 15, 2018

    The Recent Rise in New Home Sales

    While we’ve seen a recent relative drop in prices and demand for homes, the fact remains that the demand for [...]

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  • Rhode Island’s Decision to Extend Homeowner Foreclosure Protections
    November 14, 2018

    Rhode Island’s Decision to Extend Homeowner Foreclosure Protections

    In the wake of 2010’s mortgage foreclosure crisis, Rhode Island—whose previous regulations had been fairly lenient toward lenders with regard [...]

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  • What the HUD Florida Disaster Plan for Victims of Irma May Mean for You
    November 13, 2018

    What the HUD Florida Disaster Plan for Victims of Irma May Mean for You

    At Topouzis & Associates, P.C., we proudly serve customers in the Florida market who are seeking title search services for [...]

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  • The Link Between Student Loan Debt Payoff and Home Purchasing
    November 12, 2018

    The Link Between Student Loan Debt Payoff and Home Purchasing

    We imagine that to our readers it will come as little surprise to learn—given the ever-increasing cost of higher education [...]

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  • Trends in Home-buying: Are Millennials Getting in the Market?
    November 09, 2018

    Trends in Home-buying: Are Millennials Getting in the Market?

    It’s easy to fall susceptible to some of the mis-information floating around about the “Millennial” generation. It’s remarkable just how [...]

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  • “Who is This Guy?”: The Role of the Closing Attorney
    November 08, 2018

    “Who is This Guy?”: The Role of the Closing Attorney

    While we would like to believe that the attorney’s role in the home-buying process is common knowledge, it’s clear that [...]

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  • Ways Buyers Can Avoid Remorse in a Low Inventory Market
    November 07, 2018

    Ways Buyers Can Avoid Remorse in a Low Inventory Market

    Any time we enter a seller’s market, the amount of buyer’s remorse goes on the rise—particularly with regards to the [...]

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  • Why Summer is Primetime for REO Sales
    November 06, 2018

    Why Summer is Primetime for REO Sales

    Part of the REO game is making sales as quickly as possible, in order to reduce the amount of lost [...]

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  • Fed Raising Interest Rates Means Higher Bar for Obtaining Mortgages
    November 05, 2018

    Fed Raising Interest Rates Means Higher Bar for Obtaining Mortgages

    On the 26th of September, the Federal Reserve moved to raise the target range for the federal funds rate from [...]

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  • What Prospective Parents May Not Know to Look for in a Home
    November 02, 2018

    What Prospective Parents May Not Know to Look for in a Home

    We often find that among first-time home buyers—that grand cohort that accounted for 46% of mortgages in the first quarter [...]

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  • Listing Prices Begin to Fall as Buyers’ Fatigue Sets In, But Single-Family Construction Permits are Down
    November 01, 2018

    Listing Prices Begin to Fall as Buyers’ Fatigue Sets In, But Single-Family Construction Permits are Down

    It seems as though the market’s price-rise may be cooling off at last. In July and August, the prices at [...]

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  • Here Today, Gone Tomorrow: Peabody, Massachusetts Makes Realtor.com’s Hottest Markets of 2018
    October 31, 2018

    Here Today, Gone Tomorrow: Peabody, Massachusetts Makes Realtor.com’s Hottest Markets of 2018

    Each year, Realtor.com’s team of economics analysts pores over the housing market data gathered from throughout the United States and, [...]

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  • What a Recent Michigan Home Foreclosure Case May Mean for You
    October 29, 2018

    What a Recent Michigan Home Foreclosure Case May Mean for You

    In July, a two-year-old case in Michigan, Morningside Community Organization, et al, v. Eric Sabree, et al, went into settlement, [...]

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  • “Zombie” Homes: What They Are and Issues to Consider
    October 26, 2018

    “Zombie” Homes: What They Are and Issues to Consider

    Where the process of foreclosure on a home—and the prospective change in title ownership that goes with it—are concerned, there [...]

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  • The Current Status of Homeowner Demand
    October 24, 2018

    The Current Status of Homeowner Demand

    It would seem that there are reasons for both hope and concern in the most recent data on the state [...]

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  • Why Americans Prefer to Buy Suburban Homes (For Now)
    October 22, 2018

    Why Americans Prefer to Buy Suburban Homes (For Now)

    The number of factors that go into the desirability of certain kinds of home-ownership are legion. Americans are a striving [...]

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  • Land Recording or Land Registration—Which Applies to My Property?
    October 17, 2018

    Land Recording or Land Registration—Which Applies to My Property?

    There are two different types of “property title systems” that apply in the United States. I deal with both of [...]

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  • A Brief History of Title Insurance
    October 10, 2018

    A Brief History of Title Insurance in the United States

    I’m the sort of guy who likes to know how and why things work the way they do. So I [...]

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  • How does a title search ensure clear title?
    October 03, 2018

    How Does a Title Search Ensure Clear Title?

    I understand why clients ask me, “So what do you do, exactly?” I work in a very specific area of property, [...]

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  • What’s the Worst that Could Happen?—Hazards of Not Getting Title Insurance
    September 27, 2018

    What’s the Worst that Could Happen?—Hazards of Not Getting Title Insurance

    When a client considers going without an Owner’s Policy of title insurance, it almost makes my hair curl. Life is [...]

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  • How To Get Title Insurance
    September 19, 2018

    How To Get Title Insurance

    In my years of dealing in real estate transactions, one thing has become clear: when you’re looking to buy a [...]

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  • What Does an Owner’s Policy of Title Insurance Cover?
    September 12, 2018

    What Does an Owner’s Policy of Title Insurance Cover?

    I always recommend to purchasers of a home or other property that they be sure to get themselves an Owner’s [...]

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  • What is the Difference Between Lender’s Title Insurance and Owner’s Title Insurance Policies?
    September 05, 2018

    What is the Difference Between Lender’s Title Insurance and Owner’s Title Insurance Policies?

    In the world of real estate closings, I regularly deal with two different types of title insurance: Lender’s Title Insurance [...]

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  • Why Does a Home-Buyer Need Title Insurance?
    August 28, 2018

    Why Does a Home-Buyer Need Title Insurance?

    In last week’s post I discussed how title insurance is designed to protect a home-buyer from events that transpired in [...]

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  • How is Title Insurance Different from Other Forms of Insurance
    August 21, 2018

    How is Title Insurance Different from Other Forms of Insurance?

    Sometimes when we’re discussing the necessity for title insurance, I’ll have a client question its utility. This question often comes [...]

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  • What is Title Insurance?
    August 14, 2018

    What is Title Insurance?—The Basics

    I often find that, especially among new home-buyers, there is some confusion about exactly what title insurance is. It’s a [...]

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  • single-family homes
    November 14, 2017

    Price of Single-Family Homes in Rhode Island on Rise

    The median sales price of single-family homes in Rhode Island for September rose by 13.1% over the same month last [...]

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  • home flipping
    October 25, 2017

    Tampa Ranks as 6th Top City for Home Flipping

    A new report by WalletHub ranks the best and worst cities for flipping houses in the U.S., and Tampa made [...]

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  • single-family homes
    September 27, 2017

    The Median Price of Single-Family Homes in MA Tops $400k

    The median sales price of single-family homes in Massachusetts rose above $400k this summer for the first time, with some [...]

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  • home
    September 18, 2017

    Does $2 Million+ Buy a Better Home in Florida or Rhode Island?

    A recent article in the New York Times compared how much house you could get for around $2.4 million in [...]

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  • homebuyers
    August 30, 2017

    Homebuyers Turning to Smaller Cities for Affordable Homes

    More homebuyers are leaving the largest, most expensive cities to seek out affordable housing in mid-tier cities, according to a [...]

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  • topouzis associates
    August 07, 2017

    Welcome to the new Topouzis & Associates, P.C. Website!

    Topouzis & Associates, P.C. is pleased to announce the launch of its new user-friendly website featuring a modern, responsive design [...]

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  • July 31, 2017

    Why work with a law firm instead of a title company?

    In many, but not all, states, both attorneys and title companies may act as closing agents and issue title insurance. [...]

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  • real estate - Topouzis Law Firm
    July 17, 2017

    Why Tech is the Future of Real Estate

    Nav Athwal reported in Forbes on #NewTech in real estate in his article, “Predicting the 2017 Winners in Real Estate [...]

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  • real estate
    June 30, 2017

    10 Biggest Real Estate Comeback Cities in the U.S.

    If you’re a real estate investor, your job is all about knowing the state of this or that housing market. [...]

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