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Topouzis & Associates, P.C. Speaks
In this series, Topouzis & Associates, P.C. experts research and explore trends, sales strategies, demographics and dynamics poised to change the real estate industry.
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December 12, 2018How Long Does it Take to Close on a Home?
We professionals and others experienced in the real estate industry know what those new to the experience sometimes find surprising: [...]
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December 11, 2018Considerations When Looking to Buy in Suburbs vs. Exurbs
Every level of proximity to a major urban area has its share of benefits and drawbacks. The urban milieu offers [...]
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December 10, 2018The Documents You Should Hold On to After Closing
Even though the law requires closing companies to retain a copy of all the documents produced for closing, it’s a [...]
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December 07, 2018How Sellers Make Sense of Home Profitability
Where making a profit from the sale of a home is concerned, much relies on the housing market—both on the [...]
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December 06, 2018How to Make the Most of Your Prospective Home Inspection
The home inspection is a vital stage in the process on the way to closing a home. Prospective buyers will [...]
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December 05, 2018Active vs. Passive: Modes of Real Estate Investment
Real estate investors come in two types: those who like to be intricately involved in the minutiae of their investments, [...]
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December 04, 2018The Three Ways to Make Money by Investing in Real Estate
Real estate is a valuable and fairly reliable means by which to increase one’s wealth through investment—the occasional market hiccup [...]
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December 03, 2018The Three Types of Property in Real Estate Investment
A number of questions come up when someone is becoming interested in investing in real estate—whether they’re looking to buy [...]
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November 30, 2018When a Property Disclosure Statement Reveals Negative Information
From time to time we close a sale in which the Property Disclosure Statement—on which sellers are required to reveal [...]
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November 29, 2018What the Real Estate Settlement Procedures Act (RESPA) Means for the Home-Buyer
We in the real estate business know that there was a time when the real estate market was not entirely [...]
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November 27, 2018Just a Stack of Paper?—What is an Abstract of Title?
One of the many services we offer is the production of an Abstract of Title. Many clients find themselves curious [...]
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November 26, 2018The Property Disclosure Statement: What to Look Out For
Whether in Rhode Island, Massachusetts, or Florida, when someone is looking to buy a home they go through a number [...]
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November 23, 2018Millennials Are Buying Homes—But Why Are Their Numbers Relatively Low for Their Ages?
We’ve mentioned it before, and it’s worth mentioning again: contrary to the odd stereotypes attached to them, Americans of the [...]
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November 22, 2018Raising Your Credit Score to Lock In a Good Interest Rate for Your First Mortgage
It may be the most well-known fact of property lending that the rates at which lenders are willing to lock [...]
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November 21, 2018The Confusion Over “Deed” and “Title”
We have found, through the years, that there is considerable confusion on the part of both buyers and sellers of [...]
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November 20, 2018Common Contingencies on the Way to Closing on a Home
A purchase agreement on a home may at times require certain contingencies be made. Contingencies in this context are certain [...]
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November 19, 2018Some Considerations Before Deciding to Buy a First Home
The prospect of home ownership can be exciting. As compared to renting, purchasing a home means a person is going [...]
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November 16, 2018How the Industry Decreases Defect Risk Using Technology
The title search, title insurance, and mortgage manufacturing and underwriting industries are, like every other aspect of American life, in [...]
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November 15, 2018The Recent Rise in New Home Sales
While we’ve seen a recent relative drop in prices and demand for homes, the fact remains that the demand for [...]
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November 14, 2018Rhode Island’s Decision to Extend Homeowner Foreclosure Protections
In the wake of 2010’s mortgage foreclosure crisis, Rhode Island—whose previous regulations had been fairly lenient toward lenders with regard [...]
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November 13, 2018What the HUD Florida Disaster Plan for Victims of Irma May Mean for You
At Topouzis & Associates, P.C., we proudly serve customers in the Florida market who are seeking title search services for [...]
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November 12, 2018The Link Between Student Loan Debt Payoff and Home Purchasing
We imagine that to our readers it will come as little surprise to learn—given the ever-increasing cost of higher education [...]
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November 09, 2018Trends in Home-buying: Are Millennials Getting in the Market?
It’s easy to fall susceptible to some of the mis-information floating around about the “Millennial” generation. It’s remarkable just how [...]
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November 08, 2018“Who is This Guy?”: The Role of the Closing Attorney
While we would like to believe that the attorney’s role in the home-buying process is common knowledge, it’s clear that [...]
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November 07, 2018Ways Buyers Can Avoid Remorse in a Low Inventory Market
Any time we enter a seller’s market, the amount of buyer’s remorse goes on the rise—particularly with regards to the [...]
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November 06, 2018Why Summer is Primetime for REO Sales
Part of the REO game is making sales as quickly as possible, in order to reduce the amount of lost [...]
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November 05, 2018Fed Raising Interest Rates Means Higher Bar for Obtaining Mortgages
On the 26th of September, the Federal Reserve moved to raise the target range for the federal funds rate from [...]
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November 02, 2018What Prospective Parents May Not Know to Look for in a Home
We often find that among first-time home buyers—that grand cohort that accounted for 46% of mortgages in the first quarter [...]
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November 01, 2018Listing Prices Begin to Fall as Buyers’ Fatigue Sets In, But Single-Family Construction Permits are Down
It seems as though the market’s price-rise may be cooling off at last. In July and August, the prices at [...]
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October 31, 2018Here Today, Gone Tomorrow: Peabody, Massachusetts Makes Realtor.com’s Hottest Markets of 2018
Each year, Realtor.com’s team of economics analysts pores over the housing market data gathered from throughout the United States and, [...]
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October 29, 2018What a Recent Michigan Home Foreclosure Case May Mean for You
In July, a two-year-old case in Michigan, Morningside Community Organization, et al, v. Eric Sabree, et al, went into settlement, [...]
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October 26, 2018“Zombie” Homes: What They Are and Issues to Consider
Where the process of foreclosure on a home—and the prospective change in title ownership that goes with it—are concerned, there [...]
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October 24, 2018The Current Status of Homeowner Demand
It would seem that there are reasons for both hope and concern in the most recent data on the state [...]
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October 22, 2018Why Americans Prefer to Buy Suburban Homes (For Now)
The number of factors that go into the desirability of certain kinds of home-ownership are legion. Americans are a striving [...]
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October 17, 2018Land Recording or Land Registration—Which Applies to My Property?
There are two different types of “property title systems” that apply in the United States. I deal with both of [...]
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October 10, 2018A Brief History of Title Insurance in the United States
I’m the sort of guy who likes to know how and why things work the way they do. So I [...]
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October 03, 2018How Does a Title Search Ensure Clear Title?
I understand why clients ask me, “So what do you do, exactly?” I work in a very specific area of property, [...]
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September 27, 2018What’s the Worst that Could Happen?—Hazards of Not Getting Title Insurance
When a client considers going without an Owner’s Policy of title insurance, it almost makes my hair curl. Life is [...]
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September 19, 2018How To Get Title Insurance
In my years of dealing in real estate transactions, one thing has become clear: when you’re looking to buy a [...]
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September 12, 2018What Does an Owner’s Policy of Title Insurance Cover?
I always recommend to purchasers of a home or other property that they be sure to get themselves an Owner’s [...]
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September 05, 2018What is the Difference Between Lender’s Title Insurance and Owner’s Title Insurance Policies?
In the world of real estate closings, I regularly deal with two different types of title insurance: Lender’s Title Insurance [...]
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August 28, 2018Why Does a Home-Buyer Need Title Insurance?
In last week’s post I discussed how title insurance is designed to protect a home-buyer from events that transpired in [...]
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August 21, 2018How is Title Insurance Different from Other Forms of Insurance?
Sometimes when we’re discussing the necessity for title insurance, I’ll have a client question its utility. This question often comes [...]
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August 14, 2018What is Title Insurance?—The Basics
I often find that, especially among new home-buyers, there is some confusion about exactly what title insurance is. It’s a [...]
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November 14, 2017Price of Single-Family Homes in Rhode Island on Rise
The median sales price of single-family homes in Rhode Island for September rose by 13.1% over the same month last [...]
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October 25, 2017Tampa Ranks as 6th Top City for Home Flipping
A new report by WalletHub ranks the best and worst cities for flipping houses in the U.S., and Tampa made [...]
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September 27, 2017The Median Price of Single-Family Homes in MA Tops $400k
The median sales price of single-family homes in Massachusetts rose above $400k this summer for the first time, with some [...]
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September 18, 2017Does $2 Million+ Buy a Better Home in Florida or Rhode Island?
A recent article in the New York Times compared how much house you could get for around $2.4 million in [...]
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August 30, 2017Homebuyers Turning to Smaller Cities for Affordable Homes
More homebuyers are leaving the largest, most expensive cities to seek out affordable housing in mid-tier cities, according to a [...]
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August 07, 2017Welcome to the new Topouzis & Associates, P.C. Website!
Topouzis & Associates, P.C. is pleased to announce the launch of its new user-friendly website featuring a modern, responsive design [...]
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July 31, 2017Why work with a law firm instead of a title company?
In many, but not all, states, both attorneys and title companies may act as closing agents and issue title insurance. [...]
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July 17, 2017Why Tech is the Future of Real Estate
Nav Athwal reported in Forbes on #NewTech in real estate in his article, “Predicting the 2017 Winners in Real Estate [...]
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June 30, 201710 Biggest Real Estate Comeback Cities in the U.S.
If you’re a real estate investor, your job is all about knowing the state of this or that housing market. [...]
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