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Topouzis & Associates, P.C. Speaks
In this series, Topouzis & Associates, P.C. experts research and explore trends, sales strategies, demographics and dynamics poised to change the real estate industry.
October 29, 2019How Gen Z Approaches Homeownership
In its Spring 2019 Homebuyer Insights Report, Bank of America chose to feature insights on the youngest upcoming generation of [...]
READ MORE- October 28, 2019
Additional Costs to Selling a Home
More than half of homeowners who are looking to sell their home are doing so for the first time—so says [...]
READ MORE - October 25, 2019
Providence Among Cities With the Least Risk of Natural Disaster
In a recent Redfin report on disaster-prone and affordable places to live, our service area of Providence, Rhode Island emerged [...]
READ MORE - October 24, 2019
Loan Application Fraud Rises
CoreLogic produces a quarterly National Mortgage Fraud Risk Index, in which it assesses the amount of aggregated, collective fraud risk [...]
READ MORE - October 23, 2019
Orlando Among High-Performing Metro Areas in Home Price Index Report and Forecast
When ClearCapital released its End of Q1 2019 Home Data Index™ (HDI™) Special Report back in April, the indications were [...]
READ MORE - October 22, 2019
Customer Retention For Refinances Grows More Difficult
Refinancing mortgages has become a fairly common occurrence in the past half-decade or so, as the so-called Great Recession passed [...]
READ MORE - October 21, 2019
Differences Between First-Time and Repeat Home Buyers
The past two decades have seen interesting shifts in the landscapes of homeownership and purchasing—particularly with regard to the divergence [...]
READ MORE - October 18, 2019
Fraud Highlights Flaws in Foreclosure and Blight Practices
The investment in foreclosed properties can be a lucrative and legitimate way to make some extra money if one has [...]
READ MORE - October 17, 2019
Boomers in a Housing Boom of Their Own
A lot of press space—including on this blog—has been dedicated of late to the Millennial generation’s impact on the housing [...]
READ MORE - October 16, 2019
Challenges Faced When Implementing New Mortgage Technology
There is a lot to look forward to with regard to bringing new technology into the field of mortgage servicing. [...]
READ MORE - October 15, 2019
Cities Where Housing is Most Affordable
In an April report, LendingTree examined what makes a middle class household, well, middle class. It parsed this storied group, [...]
READ MORE - October 11, 2019
Long-Term Negative Effects of Natural Disasters on Homeownership
While the weather models used by some experts predicted hurricanes were less likely to hit the US in 2019 than [...]
READ MORE - October 09, 2019
Home Maintenance Activity is Related to Home Sales
It may come as no surprise to anyone looking to buy a home that curb appeal—the way the home looks [...]
READ MORE - October 07, 2019
A Look at the Decline in Luxury Home Sales
In 2017 luxury homes—particularly in certain locales—were flying high. The bidding wars seen in the market were not limited to [...]
READ MORE - October 04, 2019
How Inventory May Affect Growing Millennial Homebuyer Interest
The Millennial generation, projected to surpass Boomers as the largest living generation in the coming year, is also expected to [...]
READ MORE - September 30, 2019
Where Foreclosures Are Still a Crisis—and the Laws that May Help
A report on mortgages released by Black Knight in late 2018 revealed that the states with the highest foreclosure rates [...]
READ MORE - September 26, 2019
Certain Trends Shaping the Mortgage Market
2019 has brought a number of changes to a mortgage market already beset by alterations in its buyership. And in [...]
READ MORE - September 23, 2019
Some Ways Lenders Might Stay Competitive
In a January report on the loan servicer industry, Altisource (a company specializing in providing mortgage, real estate, and technology [...]
READ MORE - September 20, 2019
How Do Older and Younger Millennials Differ in Homebuying Preferences?
It may come as no surprise that, when we divide age groups into “generations,” some of the initial divisions made [...]
READ MORE - September 19, 2019
What are Some Risks of Tax Lien Investing?
Tax lien investing—wherein an investor purchases a tax lien from a municipality that wants to earn the money from unpaid [...]
READ MORE - September 12, 2019
Loan Application Defect Risk Rose in February
Following the 2008 housing crash, lenders and bankers began taking risk and defect management more seriously than they did previously. [...]
READ MORE - September 11, 2019
How Might Facebook Have Violated the Fair Housing Act?
Whatever one thinks about the social media landscape in America at the moment, there is a very real sense that [...]
READ MORE - September 10, 2019
Personal Loans Take a Bite Out of HELOCs
Two posts back, we discussed how the tappable equity that homeowners have available to them is increasingly being left on [...]
READ MORE - September 09, 2019
Fewer Regulations Means More Housing Starts
A report by Realtor.com in April conveyed a sense of dismay that, nationwide, the amount of housing construction being done [...]
READ MORE - September 06, 2019
Tappable Equity Fell in Q3
In a report by Black Knight looking back on the third quarter of 2018, the organization examined the tappable equity [...]
READ MORE - September 05, 2019
Cities With the Most Overleveraged Homeowners
Generally here at Topouzis & Associates, P.C., we consider right now to be a good time to buy a home. [...]
READ MORE - September 04, 2019
Mortgage Availability Higher than Buyers Seem to Realize
The first financial quarter of 2019 saw the real estate market slip into buyers’ market territory. The question has been: [...]
READ MORE - September 03, 2019
NMSA Recommends Foreclosure Cost Remedies
When a home goes into foreclosure and is subsequently left vacant for a duration, numerous costs are likely to accrue [...]
READ MORE - September 02, 2019
The New “Too Big to Fail” Rule Proposal
Ever since the collapse of the Lehman Brothers financial organization, the deepest and most severe event of the 2007-2009 financial [...]
READ MORE - August 30, 2019
Preventative Governmental Measures Recommended by Experts
If one thing has become clear over the past few years, it is that natural disasters are on an apparent [...]
READ MORE - August 28, 2019
What Puerto Rico’s Disaster Has Taught Us About Readiness for Disasters
When Hurricane Maria hit Puerto Rico on September 20, 2017, few could anticipate the extent and length of the fallout [...]
READ MORE - August 27, 2019
What the Presidential Call for Ending GSE Conservatorship May Mean for the Industry
Calls for housing finance reform are growing, and the first steps have been made to step into a new financing [...]
READ MORE - August 26, 2019
The Foreclosure Savings Clause
Nearly every sort of document that affects the viability or that validates a loan is likely to have what we [...]
READ MORE - August 23, 2019
Realtors Have Determined the Best Day to List a Property
When it comes down to it, the real estate market—like any market—is a sort of sociological entity: a combination of [...]
READ MORE - August 22, 2019
Cities Where Real Estate Taxes are Highest
One concern many potential homebuyers have when deciding to get into the home market is the costs above and beyond [...]
READ MORE - August 21, 2019
A Way Forward for High DTI Consumers
The GSE Patch, created by design to smooth access to mortgages for individuals with higher Debt-to-Income (DTI) ratios than average [...]
READ MORE - August 20, 2019
What’s Happening in Home Price Appreciation?
Home price appreciation is a fraught topic these days. The way home prices are going—the numbers hold some market watchers [...]
READ MORE - August 19, 2019
The Best Small Towns for Retirees
There is a rather unfortunate tendency among older Americans to seek out the cheapest locations for themselves to retire, given [...]
READ MORE - August 16, 2019
Generation Xers are Keeping Their Larger Houses
The sociological phenomenon of difference among generations continues to have a pronounced effect on the way these large groups of [...]
READ MORE - August 15, 2019
A Look at Buyer’s Market Mortgage Volume
There’s increasing accord among professionals in the residential real estate market that we have passed through the decidedly seller-beneficial portion [...]
READ MORE - August 14, 2019
The Strange Inverse Relationship Between Rising Rates and Refinance Numbers in January
Common sense would seem to dictate something simple: when rates fall, so the number of people looking to refinance their [...]
READ MORE - August 13, 2019
Modular Construction Gains Steam
As any reader of this blog will be aware, there has been a lot of attention paid latelyto how the [...]
READ MORE - August 12, 2019
What is the Ability to Repay and Qualified Mortgage Rule (QM) Patch?
When Congress modified the Truth in Lending Act (via section 1402 of Dodd-Frank) as a response to the 2008 housing [...]
READ MORE - August 11, 2019
Why Some Think Builders Aren’t Improving Single-Family Housing Availability
In our last post we made brief mention of an early 2019 rise in the confidence of builders, as reflected [...]
READ MORE - August 10, 2019
Increasing Builder Confidence
Last year many—including us—wrote about the strange trend in the construction industry that, despite rises in employment, wages, and overall [...]
READ MORE - August 09, 2019
The Lowdown on Tax Lien Investing
When a homeowner owes back taxes on a property, the governmental authority to which those taxes are owed can place [...]
READ MORE - August 08, 2019
The Latest on How the CFPB Plans to Regulate
In May 2018, the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) was signed into law, in an effort [...]
READ MORE - August 07, 2019
How February’s Low Jobs Report Affected the Housing Market
February 2019 saw a somewhat alarming decrease in the number of new jobs added to the economy—a mere 20,000, which [...]
READ MORE - August 06, 2019
Freddie Mac Expects Mortgage Originations to Increase Through 2019
Late 2018 saw some careful watchers of the real estate market showing signs of mild skittishness, as mortgage prices began [...]
READ MORE - August 02, 2019
The State of Affordability for Home Buyers
A March report by Zillow indicates that housing became less affordable nationwide through 2018. At the same time, renting became [...]
READ MORE - July 29, 2019
Confidence in the Marketplace
Over the course of May, American consumers saw their confidence in the housing market rise again. (We knew it would.) [...]
READ MORE - July 26, 2019
Mortgage Rates: Dropping or Holding Steady?
The real estate market over the past year has been on quite a ride. First there were the heavy bidding [...]
READ MORE - July 25, 2019
Keeping Independent Mortgage Banks in the Game
The status of independent mortgage banks in the residential real estate sector is long-standing and revered. Since the 1870s—says The [...]
READ MORE - July 24, 2019
Delinquencies in Long-Term Decline
According to a February report by CoreLogic, the rate of long-term delinquencies in home loans has been on a downward [...]
READ MORE - July 23, 2019
One Florida City Where Senior Rental Numbers Grew Most Over the Past Decade
The demographic landscape in the United States is such that at present more than 22 percent of the total population [...]
READ MORE - July 22, 2019
What Are the Chief Sources of Homebuyer’s Remorse?
As much as we would like to believe that everyone who gets into a home will enjoy their purchase wholeheartedly, [...]
READ MORE - July 19, 2019
The Most Valuable Renovations in a House Flip
When an investor chooses to flip a home to make a profit, a great deal of thought must go into [...]
READ MORE - July 18, 2019
The Stress and Expense of Flipping
In our previous blog, we discussed who people choose to partner with in order to make a house flip a [...]
READ MORE - July 17, 2019
Who Do People Partner With to Flip Houses?
If you’re interesting in flipping homes—and what potential real estate investor hasn’t at least entertained the thought?—one of the initial [...]
READ MORE - July 16, 2019
Still More Staging Advice: Living Rooms and Closets
A home seller doesn’t need anything working against the desirability of the property they have on offer. That’s why we [...]
READ MORE - July 15, 2019
Buyer and Seller Optimism Falls Year-Over-Year
In its February National Housing Survey Monthly Indicators report, Fannie Mae revealed that its Home Purchase Sentiment Index had dropped [...]
READ MORE - July 12, 2019
Low-Income Housing “Opportunity Zones” For Investors
The Tax Cuts and Jobs Act of 2017 contained a considerable number of changes to monetary effects of real estate [...]
READ MORE - July 11, 2019
Refinances Rose to 35 Percent of All Loans in January
When loan rates fall, as they did in January and as they have done in minor measure since, it is [...]
READ MORE - July 10, 2019
Affordability of Homebuying This Spring
Recently The National Association of Realtors’ Chief Economist Lawrence Yun presented his outlook for the real estate economy going into [...]
READ MORE - July 09, 2019
How A.I. May Play into Default Servicing in the Near Future
We live in an era at the dawn of an Artificial Intelligence (A.I.) evolution. While A.I. can actually refer to [...]
READ MORE - July 08, 2019
Freddie Mac’s New Low-Income Housing Tax Credit Fund
In early March, Freddie Mac announced that it had begun a new Low-Income Housing Tax Credit (LIHTC) Fund, its fifth, [...]
READ MORE - July 05, 2019
How Today’s Housing Stock Stacks-up Against Demographics
In an exhibition from late 2018-January 2019 titled “Making Room: Housing for a Changing America,” the National Building Museum in [...]
READ MORE - July 04, 2019
How Freddie Mac Manages Today’s Loan Risks
In a March Q&A with DSNews, Freddie Mac’s Chief Risk Officer Donna Corley described how technology is changing the way [...]
READ MORE - July 03, 2019
Where Renting is Cheaper Than Owning
The question of whether to buy or to rent is a perennial one among certain age-groups: particularly among younger people [...]
READ MORE - July 02, 2019
One of Our Service Areas Among the Top 3 States For Retiring Seniors
In 2017, the Baby Boomer generation passed a median age of 53. This means that a great number of that [...]
READ MORE - July 01, 2019
How One Report Suggests Lenders Might Remain Profitable
Stratmore, a data-driven advisory group designed to improve the real estate market for lenders and borrowers alike, released a report [...]
READ MORE - June 28, 2019
Conventional Loans Fall in Veteran Estimation Over a Decade
According to the Consumer Financial Protection Bureau’s quarterly consumer credit trends report released in early March, the loans that servicemembers [...]
READ MORE - June 27, 2019
Puerto Rico’s HUD Hurricane Relief Comes With Extra Oversight
In late February, the Department of Housing and Urban Development released its Puerto Rico Disaster Recovery Action Plan, declaring its [...]
READ MORE - June 26, 2019
Where are Homeownership Rates the Highest?
In its April assessment of residential vacancies and homeownership through the first quarter of 2019, the US Census Bureau considered [...]
READ MORE - June 25, 2019
The Main Source of Millennial Homebuyer’s Remorse
Buyer’s remorse is real. In a recent post we discussed ways to decrease the likelihood of subjecting oneself to this [...]
READ MORE - June 24, 2019
Funding a Home Flip
One of the common sources of residential real estate investment—on the rise once again—is the home flip. Flipping is a [...]
READ MORE - June 21, 2019
What You Can Do to Diminish the Likelihood of Buyers’ Remorse
While the market has cooled a bit since the hot scene we saw in 2017—when high demand and low availability [...]
READ MORE - June 20, 2019
What the Baby Boomer Generation Looks for in a Housing Market
On the national stage, the Baby Boomer generation—those Americans born between 1946 and 1964—was long ago eclipsed in the housing [...]
READ MORE - June 19, 2019
What Generation X Looks for in a Housing Market
On the national stage, Generation X was surpassed in number of mortgages by the Millennial generation back in January of [...]
READ MORE - June 18, 2019
More Staging Advice for Sellers
We’ve presented some home staging tips in the past—particularly regarding those most-important rooms in a home for sale, the kitchen [...]
READ MORE - June 17, 2019
Orlando Among the Cities with Highest Year-Over-Year Raise in Home Prices
The First American Real House Price Index is a report designed to measure price changes among single-family properties nationwide, taking [...]
READ MORE - June 14, 2019
Where Has Real Estate Struggled Since the Bubble Burst in 2008?
While we are all wary of a new recession—with memories of the so-called “Great Recession” that began in 2008 with [...]
READ MORE - June 13, 2019
Higher and Lower Ends of the Housing Market See Different Paces of Price Appreciation
The American Enterprise Institute released its report on the AEI Housing Market Indicators on January 28th, which is a briefing [...]
READ MORE - June 12, 2019
What to Make of The Fed’s Statements that Growth May Slow?
In a statement he made to the Senate Banking Committee on the 22nd of February, Federal Reserve Board Chairman Jerome [...]
READ MORE - June 11, 2019
What Makes For the Most Costly Neighborhoods?
In a recent report, Realtor.com examined the median prices of homes in every state in the nation to determine which [...]
READ MORE - June 10, 2019
How are Education and Jobs Related to Area Home Prices?
To what extent is reality dependent upon perception? It’s a timeless question, and clearly context-dependent. No matter how much a [...]
READ MORE - June 07, 2019
Mortgage Prepayments Fall to Lowest Rate in 18 Years
While we have seen some decline in mortgage rates of late from what at one point appeared to be an [...]
READ MORE - June 06, 2019
Two Cities in our Service Area Continue to See Highest-in-Nation Price Acceleration
Changes in the prices of homes have been the subject of much speculation of late, as we have seen the [...]
READ MORE - June 05, 2019
Cities in our Service Area are Two of Three in the Nation with Rising Mortgage Delinquency Rates
Nationwide, the real estate situation—particularly where housing is concerned—has been on a positive course overall for the past few years. [...]
READ MORE - June 04, 2019
Examining the Tea Leaves: Is Another Recession on the Way?
According to a recent report by Realtor.com, we may see a downturn in the economy in the near future—but don’t [...]
READ MORE - June 03, 2019
A Recent Supreme Court Decision on What Counts as a “Debt Collector”
In a unanimous decision on the case Obduskey v. McCarthy & Holthus LLP, the United States Supreme Court confirmed in [...]
READ MORE - June 02, 2019
Blockchain’s Potential Effects on the Title Industry
A recent white paper by Premium Title discusses potential benefits to the prospect of utilizing blockchain in the real estate [...]
READ MORE - June 01, 2019
How Is the Fed’s Pause on Rate Hikes Affecting the Housing Market?
The Fed has paused its schedule of rate hikes, and this appears to be having beneficial effect on the housing [...]
READ MORE - May 31, 2019
Existing Home Sales Hit Cyclical Low
There’s a good chance that we saw a cyclical low in existing home sales in January. The data in from [...]
READ MORE - May 30, 2019
Mortgage Market Softens Even as Delinquencies Decline
While there has been a rise in the amount of consumer borrowing overall (rising to record-breaking levels), and while use [...]
READ MORE - May 29, 2019
What Do Most Buyers Want in a Home?
There are numerous ways to consider what people want in a home—and where they want to live. One of these [...]
READ MORE - May 28, 2019
Affordable Housing Programs Place Longtime Costs at Feet of Lenders
As more affordable housing is built in any given area, there will naturally be more mortgages to originate and service [...]
READ MORE - May 27, 2019
What is Driving Growth in Rental Prices of Single-Family Homes?
The CoreLogic Single-Family Rent Index released in February assessed the trends in single-family rental pricing over the course of 2018 [...]
READ MORE - May 24, 2019
What Millennials Look for in a Housing Market
Perhaps you’ve noticed that the Millennial generation is a hot topic in the market-oriented press. Many articles have declared that [...]
READ MORE - May 23, 2019
Foreclosure Crisis Preparedness: Learning from 2008
In response to the beginning of the housing crisis in 2007—when it was recognized that the number of homeowners in [...]
READ MORE - May 22, 2019
What Buyers are Looking for in Homes in Today’s Market
What purchasers desire in homes, on a societal scale, is remarkably subject to trend. While there are certain evergreen necessities—kitchen, [...]
READ MORE - May 21, 2019
First Months of the Year Saw a Rise in Home Builder Confidence
On this blog and elsewhere you may have read about the decrease in home construction during the latter portion of [...]
READ MORE - May 20, 2019
Do Fannie Mae and Freddie Mac Drive Up Multifamily Rent Prices?
When looking at the relative valuations of housing for purchase and for rent, there is a lot to take into [...]
READ MORE - May 17, 2019
The Arbitration Clause in Real Estate Agreements
In the course of closing on a home or commercial real estate, a lot can come at you all at [...]
READ MORE - May 16, 2019
Staging Tips to Reduce the Likelihood of Turning Off Potential Purchasers
As competition for housing continues to drop (even if not exactly precipitously), home sellers will be well-served to do everything [...]
READ MORE - May 15, 2019
Millennials Increasing Homeownership Share
While it’s unclear whether we are truly on our way to a buyer’s market or merely encountering something more like [...]
READ MORE - May 14, 2019
Mortgage Credit Shows Signs of Loosening
In early April, the Mortgage Bankers Association released their Mortgage Credit Availability Index (MCAI) showing that credit availability increased in [...]
READ MORE - May 13, 2019
Some Loan Metrics Returning to Pre-Recession Averages
The so-called Great Recession that began in 2008 has had a lasting effect on the real estate market. Now, just [...]
READ MORE - May 10, 2019
Are Mortgage Risks on the Up-Swing?
According to the recent American Enterprises Institute Housing Market Indicators Report, released on the first of April (not as a [...]
READ MORE - May 09, 2019
Fewer New Homes Selling
A major ongoing news item in the real estate world is the drop in house sales during the latter portion [...]
READ MORE - May 08, 2019
Early 2019 Showed Signs of Mortgage Rate Stability—But Only Briefly
The mortgage rates offered by lenders displayed a relatively steady range at the start of 2019, with some ups and [...]
READ MORE - May 07, 2019
National Rental Home Shortage Leads to Increase in Homelessness
According to The 2018 Homeless Assessment Report (AHAR) to Congress, Part 1: Point-in-Time Estimates of Homelessness, released by the Department [...]
READ MORE - May 06, 2019
The Bidding Wars Cool Down
The top of 2019 has seen a continuation of the cooling-down of the housing market that began putting pressure on [...]
READ MORE - May 03, 2019
The Potential Effect of New Flood Insurance Regulations on Lenders
In a recently released statement, a number of regulatory organizations—the Federal Deposit Insurance Corporation, the Federal Reserve, the Farm Credit Administration, the [...]
READ MORE - May 02, 2019
One of Our Service-Areas Offers Top-Ten Lowest Mortgage Rates
Our clients are sometimes startled to discover how different housing markets can be from state to state and from zip [...]
READ MORE - May 01, 2019
Here’s How the Housing Market Could Continue to Grow Sustainably
In a report by the National Association of Realtors, it was revealed that the prices of metropolitan houses for sale [...]
READ MORE - April 30, 2019
Could Climate Change Drive a Foreclosure Crisis?
When it comes to foreclosure numbers, there’s little question that in an ordinary market the greatest risk arises in the [...]
READ MORE - April 29, 2019
Late 2018 Mortgage Originations Lowest in Four Years
In Q4 of 2018, the number of mortgage originations fell from the previous quarter, according to the most recent quarterly [...]
READ MORE - April 26, 2019
Ellie Mae Changes Ownership
Ellie Mae—which despite having a name remarkably similar to Fannie Mae and Freddie Mac, is not a government-sponsored entity, but [...]
READ MORE - April 25, 2019
Does Airbnb Have an Effect on the Real Estate Market?
When the peer-to-peer living-space rental service Airbnb came on the scene, some were prescient enough to recognize what a potentially [...]
READ MORE - April 24, 2019
How Technology is Aiming to Bridge the Homeownership Divide
Among workers in the mortgage industry, there is a generally acknowledged divide in homeownership, in which certain sectors of the [...]
READ MORE - April 23, 2019
The Readiness of the Mortgage Industry in Case of Crisis
We are a mere decade out from the housing crisis of 2008. Everything about the housing market is, at this [...]
READ MORE - April 22, 2019
Will 2019 Be a Buyers’ Market?
It’s nearly always difficult to perfectly imagine the direction in which a market might be headed. We have benchmarks, trends, [...]
READ MORE - April 19, 2019
The Change in Housing Affordability Year-Over-Year as of January
Heading into the latter portion of 2018 we saw housing inventory tick upward, which resulted in fewer offers per home [...]
READ MORE - April 17, 2019
Why Gen-X is Reluctant to Invest in Real Estate
With all of the media attention paid to the Millennial and Boomer generations these days, one could be forgiven for [...]
READ MORE - April 16, 2019
How Does Last Year’s Housing Peak Compare to the Peak Pre-2008 Crisis?
It’s a truism of the housing market—as with any market—that we will see cycles come and go. Occasionally those cycles [...]
READ MORE - April 15, 2019
What Do Millennials Look for in a Home Loan?
Though they have recently become the generational group buying the highest number of homes, Millennials have faced a number of [...]
READ MORE - April 12, 2019
Two Views of the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018
In May of 2018, Congress passed the Economic Growth, Regulatory Relief and Consumer Protection Act, a piece of legislation aimed [...]
READ MORE - April 11, 2019
The Impact on the Bureau of Consumer Financial Protection on Mortgage Lending
The Bureau of Consumer Financial Protection (BCFP) (also known as the Consumer Financial Protection Bureau (CFPB)) initiated operations in the [...]
READ MORE - April 10, 2019
How Did a 1992 Law Contribute to the Financial Crisis?
When the Federal Housing Enterprises Financial Safety and Soundness Act was passed in 1992, it was with the most optimistic [...]
READ MORE - April 09, 2019
On the Rise of Senior Homeowner Wealth
During the course of 2018, homeowners who qualify as seniors—for our purposes, those who fall in the age range of [...]
READ MORE - April 08, 2019
Orlando Receives the Third Highest Rate of Rent Increase in 2018
As one might expect from a housing market where prices have continued to rise for the purchase of homes, rental [...]
READ MORE - April 05, 2019
Miami Ranks Among the Most Profitable Markets for Foreclosure Investors
It should perhaps go without saying that where foreclosure purchases are concerned, the wise investor walks a conceptual tightrope. For [...]
READ MORE - April 04, 2019
The Homeownership Aspirations of Millennials: Renovation
In many of our earlier posts we have discussed the phenomenon of Millennials buying homes: how, yes, they are in [...]
READ MORE - April 03, 2019
HUD’s Recommendations During the Government Shutdown
During the recent partial Federal government shutdown, a large swath of the American population found itself affected by the closure [...]
READ MORE - April 02, 2019
How Lenders Helped Homeowners Weather the Government Shutdown
During the recent 2018-2019 partial shutdown of the Federal government, a good number of homeowners and potential homeowners were faced [...]
READ MORE - April 01, 2019
Impact of the 2018-2019 Government Shutdown on Mortgage Lending
The government shutdown that spanned from late December 2018 into late January 2019 had many widespread effects, which are still [...]
READ MORE - March 29, 2019
What Did High Education Costs Have to do With the Foreclosure Crisis?
When it comes to the financial and housing crisis of 2008 that led to what is commonly referred to as [...]
READ MORE - March 28, 2019
What is LIBOR, and Where is it Going?
LIBOR—the London Interbank Offered Rate—is a benchmark interest rate set by some of the largest financial institutions on a daily [...]
READ MORE - March 27, 2019
Zoning Issues for Tiny Homes
The uptick in interest over tiny homes over the past decade has confounded and astounded some, but for some people—in [...]
READ MORE - March 26, 2019
What is an FHA Loan?
Conventional home loans aren’t for everyone. While generally it behooves a borrower to seek out the customary route to homeownership—which [...]
READ MORE - March 25, 2019
Why 2018 Saw a Housing Slump
One of the surprises 2018 brought to the US economy was the relative softness of the housing market, given the [...]
READ MORE - March 22, 2019
How Homeownership Benefits Younger and First-Time Buyers
Considering how much has been made of the differences in how Millennials have approached their financial standing in the world [...]
READ MORE - March 21, 2019
A City in Our Service Area is One of the Country’s Most Competitive Housing Markets
While the housing market is going through a definite cooling period overall, there remain a number of hotbed markets where [...]
READ MORE - March 20, 2019
Why an Increase in Higher-Risk Loans May Mean Growth for the Housing Economy
When interest rates rise, people involved in real estate begin to buzz about how this will likely to reduce the [...]
READ MORE - March 19, 2019
The Gender Gap in Homeownership Might Not be What You Expect
When one hears the phrase “gender gap,” it’s not uncommon for a scenario to practically spring to mind: a generalized [...]
READ MORE - March 18, 2019
November 2018’s Rise in Housing Inventory
Every market has its two sides. Depending on which side you’re on, a market may be either great for you [...]
READ MORE - March 15, 2019
Fannie Mae’s Predictions on the Housing Market Through 2019-2020
In the January 2019 Economic Outlook released by Fannie Mae’s Economic and Strategic Research Group (which includes its Economic Developments [...]
READ MORE - March 14, 2019
Refinance Rates on the Rise
The latest Federal Housing Finance Agency (FHFA) Refinance Report reveals that, in concordance with the rise of interest rates in [...]
READ MORE - March 13, 2019
How the Housing Slowdown May Help First-Time Homebuyers
While for investors and the upper echelon of the housing market a cool-down in the rise of housing prices may [...]
READ MORE - March 12, 2019
What Sorts of Homeownership Options are Available for the Self-Employed?
In a recent report detailing the ongoing impact of the 2008 financial crisis on self-employed households, the Urban Institute uses [...]
READ MORE - March 11, 2019
Ways to Take Title
Title in a parcel of real property is what we convey in order to pass ownership between one person (or [...]
READ MORE - March 08, 2019
Ellie Mae’s September Millennial Tracker Shows They Still Want to Buy Homes
Every Millennial Tracker report released by Ellie Mae in the past few months point to what appears to be a [...]
READ MORE - March 07, 2019
What the FHFA Has in Store for Fannie Mae and Freddie Mac in 2019
On December 20, 2018, the Federal Housing Finance Agency (FHFA) produced its “2019 Scorecard for Fannie Mae, Freddy Mac, and [...]
READ MORE - March 06, 2019
More Common Issues We Find in Curing Title
In an earlier post, we detailed four of the most common issues we find when we are practicing our title [...]
READ MORE - March 05, 2019
How to Buy a House if You Can’t Afford a Down Payment
If there’s one unfortunate truism about the financial health of American families, it’s that, these days, a startling number of [...]
READ MORE - March 04, 2019
The Status of American Home Equity
A solid benchmark for how the American housing market is performing is the wealth that the average American is able [...]
READ MORE - March 01, 2019
What’s the Deal with “Tiny Houses?”
The craze has swept the nation over the past few years. Driven by images of Pinterest-perfection, their perceived “cuteness,” the [...]
READ MORE - February 28, 2019
What is Negative Amortization?
From time to time a client will enter into a loan that is characterized by negative amortization. This is a [...]
READ MORE - February 27, 2019
What is a “Balloon Payment” and When Does it Apply?
Occasionally in residential transactions that we deal with—and more commonly in commercial property transactions—our clients encounter and/or secure balloon loans. [...]
READ MORE - February 26, 2019
What Happens if You Buy Your First Home Before Middle Age?
The benefits of homeownership are legion—and its greatest payoffs accrue to those who act soonest in life to become a [...]
READ MORE - February 25, 2019
How Does Your Credit Score Affect Your Mortgage Rate?
Much of a lender’s business is based on assessments and assumptions of risk. In order for a lender to be [...]
READ MORE - February 24, 2019
What is a Reverse Mortgage?
We find there is a great deal of curiosity about the concept of reverse mortgages. As a homeowner ages, and [...]
READ MORE - February 23, 2019
Why the Current Market Situation Might Make This the Right Time to Tap into Your Home’s Equity
The prices homes will fetch at market may be falling on average—which is increasingly being viewed as a likely positive [...]
READ MORE - February 22, 2019
Ways to Buffer Yourself From the Potential of Mortgage Default
A report based on research by the JPMorgan Chase Institute, “Falling Behind: Bank Data on the Role of Income and [...]
READ MORE - February 21, 2019
Delinquencies (For Most Markets) Recently Hit Lowest Rate in a Decade
According to a recent CoreLogic Loan Performance Insights Report, serious mortgage loan delinquencies—that is, repeated failures to make payment on [...]
READ MORE - February 20, 2019
How Ohio is Making Home Ownership Possible for People with Student Loans
College graduates with outstanding student loans tend to face a number of barriers to becoming homeowners—especially in today’s debt landscape, [...]
READ MORE - February 19, 2019
What is Likely to Drive a Positive Correction in the Market in 2019
A certain softness appeared in the housing market during the latter portion of 2018, and chances are that it will [...]
READ MORE - February 18, 2019
The Rise of Digital Closings
One of our service areas—Massachusetts—has joined fourteen other states in permitting its counties to utilize a new sort of notary [...]
READ MORE - February 15, 2019
How Are Judicial Foreclosures Beneficial to Borrowers?
Foreclosure is not a word one regularly considers when pondering positives for borrowers in real estate. Yet there are a [...]
READ MORE - February 14, 2019
How Dodd-Frank Provisions Affect Appraisal Management Companies (AMCs)
When the Dodd-Frank Wall Street Reform and Consumer Protection Act (known colloquially as Dodd-Frank) was passed in the wake of [...]
READ MORE - February 13, 2019
Some of the Most Common Issues We Find in Curing Title
In our business, there may arise any number of issues with the title to a parcel of real estate. The [...]
READ MORE - February 12, 2019
Real Estate Investment: Flipping Houses
The concept of flipping houses—purchasing a home at a relative discount, performing a number of material enhancements or repairs, and [...]
READ MORE - February 11, 2019
What the Fed Has to Say About Home Ownership
In a May report entitled “Report of the Economic Well-Being of U.S. Households in 2017,” the Federal Reserve Board (also [...]
READ MORE - February 08, 2019
The State of Florida’s Housing Market
Florida tends to be a slight contradiction where real estate considerations are concerned. As mentioned in a prior post, a [...]
READ MORE - February 07, 2019
Some Ways to Save Up for a New Home
Anyone looking to buy a new home should know that they will need to put some money down in order [...]
READ MORE - February 06, 2019
On Tapping Home Equity
A home’s equity—the difference between what its owner owes and what the home is worth on the market—is often considered [...]
READ MORE - February 05, 2019
The “Bilbao Effect’s” Influence on Home Ownership
When now-famous architect Frank Gehry designed the Guggenheim Museum in Bilbao, Spain—which opened in 1997—he generated more than just a [...]
READ MORE - February 04, 2019
Land Surveys—the What, Where, When, and Sometimes Why
The What: Land surveys are representations that define the legal boundaries and features of a property in graphic fashion, similar [...]
READ MORE - February 01, 2019
Several of Our Client Markets Make a List of Cities in Which Millennials Can Afford to Buy a Home
One of the more spurious stereotypes about Millennials would have us believe that this large and mighty group of economic [...]
READ MORE - January 31, 2019
REI: What is a “Bridge Loan?”
It is uncommon for bridge loans to be used in the residential real estate industry, especially in the years since [...]
READ MORE - January 30, 2019
A Trend on the Rise: “Granny Pads”
While Baby Boomers are not on average looking to downsize their living arrangements, one must take into account that the [...]
READ MORE - January 29, 2019
What is a Reverse Mortgage?
As homeowners age, they find they have paid down a great deal of the principal on their home, and eventually [...]
READ MORE - January 28, 2019
How Retiring Baby Boomers are Approaching Homeownership
There’s a perception among the younger set that, as Baby Boomers age, they will naturally want to downsize from the [...]
READ MORE - January 25, 2019
How Higher Mortgage Rates are Likely to Affect the Market—In the Short and Long Terms
An abundance of flawed assumptions seem to beset those who are unfamiliar with the real estate market. One of the [...]
READ MORE - January 24, 2019
How Area Noise Has Been Shown to Affect Home Valuations
From time to time we encounter a client who has bought, or is considering buying, a home in an otherwise [...]
READ MORE - January 23, 2019
Debt-to-Income (DTI) Ratio: What it is and How it May Affect You
When it comes to obtaining a loan for the purpose of purchasing a property, a lender naturally needs ways by [...]
READ MORE - January 22, 2019
Hurricanes Cause an Increased Rate of Home Repair and Maintenance
When our communities are forced into a stare-down with the eye of a hurricane—such as 2018’s hurricanes Florence and Michael, [...]
READ MORE - January 21, 2019
Which Zone of Housing is Most Costly For Homeowners?
Zoning ordinances are a standard feature of American real estate markets. These are sets of laws that set aside for [...]
READ MORE - January 18, 2019
Home Appraisals—How They Affect, and Reflect, the Market
The home appraisal is a valuable tool used by lenders to determine the amount of money they are willing to [...]
READ MORE - January 17, 2019
Where Property Values are Expected to Rise
Even despite the perception of a slowdown in the rise of prices of homes across the nation, there are always [...]
READ MORE - January 16, 2019
How Do the Hearty Economy and the Labor Shortage Affect Home-Ownership?
We at Topouzis & Associates, P.C., keep a keen eye on the vicissitudes of the economy and the housing market. [...]
READ MORE - January 15, 2019
What Is Today’s Middle-Class—and Where Do They Find Housing?
An early-October report by the Brookings Institute examined 382 metropolitan areas in order to take stock of the size of [...]
READ MORE - January 14, 2019
How a Housing Foreclosure Crisis Can Re-arrange the Housing Landscape
A housing foreclosure crisis is a seismic economic event. When many people are losing their homes to foreclosure, it means [...]
READ MORE - January 11, 2019
What Does The Increasingly Limited House Inventory Mean for First-Time Homebuyers?
The news media has been flush of late with concern about the housing market. The concern, stemming from the natural [...]
READ MORE - January 10, 2019
Fannie Mae, Freddy Mac … What do These Names Refer To?
If someone pays even a cursory level of attention to news about real estate, they hear the names Fannie Mae [...]
READ MORE - January 09, 2019
Standing Solutions for Victims of Hurricane Michael from Fannie Mae and Freddie Mac
When Hurricane Michael slammed into our Florida service area, the good people of this great state were subjected to the [...]
READ MORE - January 08, 2019
Should Americans be Worried About the Recent Slowdown in House Sales?
Things were hot for a minute there. Home sales were rising over the past couple years, as people looked to [...]
READ MORE - January 07, 2019
What Sort of Attitude Benefits a Prospective Home-Buyer in the Process?
When someone is considering getting into the market to purchase a home, we believe it is worth taking stock of [...]
READ MORE - January 04, 2019
What Does “Subprime” Mean?
If there is one negative phrase most closely associated with the so-called “Great Recession,” it must certainly be “subprime mortgages.” [...]
READ MORE - January 03, 2019
The Dismay of Delay—Reasons A Closing Might Get Postponed
If there’s one consistency through every type of real estate transaction, it’s that everybody on either side of the transaction [...]
READ MORE - January 02, 2019
Issues That We Sometimes Encounter in Curing Title
Those who are unfamiliar with the real estate business can be blissfully unaware of the complications that tend to arise [...]
READ MORE - January 01, 2019
Buying at Arm’s Length
When it comes to real estate transactions, it is essential—and only lawful—to buy and sell at arm’s length. This is a [...]
READ MORE - December 31, 2018
Does it Ever Make Sense to Buy Condemned Property?
The prospect of purchasing a condemned property comes up from time to time in our discussions with clients. We tell [...]
READ MORE - December 28, 2018
Contingency in the Real Estate Buying Process
Every real estate purchase is made with the involvement of a real estate contract, also known in residential real estate [...]
READ MORE - December 27, 2018
When a Real Estate Contract Becomes Binding
At Topouzis & Associates, P.C., we understand that, for many potential parties to a real estate transaction, the nature of [...]
READ MORE - December 26, 2018
The Mortgage Commitment Letter—and its Expiration Date
There are a number of steps to the real estate transaction process, which end with closing, which is where we [...]
READ MORE - December 25, 2018
To Buy or Not to Buy: For Sale By Owner?
In the hunt for a home it is not uncommon for potential buyers to encounter a home that is for [...]
READ MORE - December 24, 2018
Paying the Real Estate Agent—Whose Responsibility is It?
Real estate agents in all three of the markets we serve—Rhode Island, Massachusetts, and Florida—mention from time to time how [...]
READ MORE - December 21, 2018
Whether or Not to Buy a Fixer-Upper Property
There are among the prospective buying set a certain subset of individuals who consider themselves handyman deal-hunters—those who will make [...]
READ MORE - December 20, 2018
Where Prospective Buyers Sometimes Get it Wrong
Every real estate transaction is in some ways unique—as unique as the personalities of the buyers and sellers—but there are [...]
READ MORE - December 19, 2018
Getting Familiar with the Real Estate Purchase Agreement
In every residential real estate transaction, before the parties can close they must enter into a real estate purchase agreement [...]
READ MORE - December 18, 2018
Costs to Buy a Home Beyond the Down Payment—and Why They Are Necessary
Prospective homebuyers are sometimes surprised by the costs and fees that must be paid in addition to the down payment [...]
READ MORE - December 17, 2018
Considering the Investors-Only Short Sale
Occasionally one will encounter a listing labeled an “investors-only” short sale. This can at times turn prospective home-buyers away, believing [...]
READ MORE - December 14, 2018
What are Short Sales and How do They Affect Title?
When a home goes through a short sale, it generally indicates hardship for those on the selling end of the [...]
READ MORE - December 13, 2018
What Are Some Potential Delays to the Mortgage Closing Process?
While it does take some time to close on a home under even standard circumstance.s—a scenario that we described in [...]
READ MORE - December 12, 2018
How Long Does it Take to Close on a Home?
We professionals and others experienced in the real estate industry know what those new to the experience sometimes find surprising: [...]
READ MORE - December 11, 2018
Considerations When Looking to Buy in Suburbs vs. Exurbs
Every level of proximity to a major urban area has its share of benefits and drawbacks. The urban milieu offers [...]
READ MORE - December 10, 2018
The Documents You Should Hold On to After Closing
Even though the law requires closing companies to retain a copy of all the documents produced for closing, it’s a [...]
READ MORE - December 07, 2018
How Sellers Make Sense of Home Profitability
Where making a profit from the sale of a home is concerned, much relies on the housing market—both on the [...]
READ MORE - December 06, 2018
How to Make the Most of Your Prospective Home Inspection
The home inspection is a vital stage in the process on the way to closing a home. Prospective buyers will [...]
READ MORE - December 05, 2018
Active vs. Passive: Modes of Real Estate Investment
Real estate investors come in two types: those who like to be intricately involved in the minutiae of their investments, [...]
READ MORE - December 04, 2018
The Three Ways to Make Money by Investing in Real Estate
Real estate is a valuable and fairly reliable means by which to increase one’s wealth through investment—the occasional market hiccup [...]
READ MORE - December 03, 2018
The Three Types of Property in Real Estate Investment
A number of questions come up when someone is becoming interested in investing in real estate—whether they’re looking to buy [...]
READ MORE - November 30, 2018
When a Property Disclosure Statement Reveals Negative Information
From time to time we close a sale in which the Property Disclosure Statement—on which sellers are required to reveal [...]
READ MORE - November 29, 2018
What the Real Estate Settlement Procedures Act (RESPA) Means for the Home-Buyer
We in the real estate business know that there was a time when the real estate market was not entirely [...]
READ MORE - November 27, 2018
Just a Stack of Paper?—What is an Abstract of Title?
One of the many services we offer is the production of an Abstract of Title. Many clients find themselves curious [...]
READ MORE - November 26, 2018
The Property Disclosure Statement: What to Look Out For
Whether in Rhode Island, Massachusetts, or Florida, when someone is looking to buy a home they go through a number [...]
READ MORE - November 23, 2018
Millennials Are Buying Homes—But Why Are Their Numbers Relatively Low for Their Ages?
We’ve mentioned it before, and it’s worth mentioning again: contrary to the odd stereotypes attached to them, Americans of the [...]
READ MORE - November 22, 2018
Raising Your Credit Score to Lock In a Good Interest Rate for Your First Mortgage
It may be the most well-known fact of property lending that the rates at which lenders are willing to lock [...]
READ MORE - November 21, 2018
The Confusion Over “Deed” and “Title”
We have found, through the years, that there is considerable confusion on the part of both buyers and sellers of [...]
READ MORE - November 20, 2018
Common Contingencies on the Way to Closing on a Home
A purchase agreement on a home may at times require certain contingencies be made. Contingencies in this context are certain [...]
READ MORE - November 19, 2018
Some Considerations Before Deciding to Buy a First Home
The prospect of home ownership can be exciting. As compared to renting, purchasing a home means a person is going [...]
READ MORE - November 16, 2018
How the Industry Decreases Defect Risk Using Technology
The title search, title insurance, and mortgage manufacturing and underwriting industries are, like every other aspect of American life, in [...]
READ MORE - November 15, 2018
The Recent Rise in New Home Sales
While we’ve seen a recent relative drop in prices and demand for homes, the fact remains that the demand for [...]
READ MORE - November 14, 2018
Rhode Island’s Decision to Extend Homeowner Foreclosure Protections
In the wake of 2010’s mortgage foreclosure crisis, Rhode Island—whose previous regulations had been fairly lenient toward lenders with regard [...]
READ MORE - November 13, 2018
What the HUD Florida Disaster Plan for Victims of Irma May Mean for You
At Topouzis & Associates, P.C., we proudly serve customers in the Florida market who are seeking title search services for [...]
READ MORE - November 12, 2018
The Link Between Student Loan Debt Payoff and Home Purchasing
We imagine that to our readers it will come as little surprise to learn—given the ever-increasing cost of higher education [...]
READ MORE - November 09, 2018
Trends in Home-buying: Are Millennials Getting in the Market?
It’s easy to fall susceptible to some of the mis-information floating around about the “Millennial” generation. It’s remarkable just how [...]
READ MORE - November 08, 2018
“Who is This Guy?”: The Role of the Closing Attorney
While we would like to believe that the attorney’s role in the home-buying process is common knowledge, it’s clear that [...]
READ MORE - November 07, 2018
Ways Buyers Can Avoid Remorse in a Low Inventory Market
Any time we enter a seller’s market, the amount of buyer’s remorse goes on the rise—particularly with regards to the [...]
READ MORE - November 06, 2018
Why Summer is Primetime for REO Sales
Part of the REO game is making sales as quickly as possible, in order to reduce the amount of lost [...]
READ MORE - November 05, 2018
Fed Raising Interest Rates Means Higher Bar for Obtaining Mortgages
On the 26th of September, the Federal Reserve moved to raise the target range for the federal funds rate from [...]
READ MORE - November 02, 2018
What Prospective Parents May Not Know to Look for in a Home
We often find that among first-time home buyers—that grand cohort that accounted for 46% of mortgages in the first quarter [...]
READ MORE - November 01, 2018
Listing Prices Begin to Fall as Buyers’ Fatigue Sets In, But Single-Family Construction Permits are Down
It seems as though the market’s price-rise may be cooling off at last. In July and August, the prices at [...]
READ MORE - October 31, 2018
Here Today, Gone Tomorrow: Peabody, Massachusetts Makes Realtor.com’s Hottest Markets of 2018
Each year, Realtor.com’s team of economics analysts pores over the housing market data gathered from throughout the United States and, [...]
READ MORE - October 29, 2018
What a Recent Michigan Home Foreclosure Case May Mean for You
In July, a two-year-old case in Michigan, Morningside Community Organization, et al, v. Eric Sabree, et al, went into settlement, [...]
READ MORE - October 26, 2018
“Zombie” Homes: What They Are and Issues to Consider
Where the process of foreclosure on a home—and the prospective change in title ownership that goes with it—are concerned, there [...]
READ MORE - October 24, 2018
The Current Status of Homeowner Demand
It would seem that there are reasons for both hope and concern in the most recent data on the state [...]
READ MORE - October 22, 2018
Why Americans Prefer to Buy Suburban Homes (For Now)
The number of factors that go into the desirability of certain kinds of home-ownership are legion. Americans are a striving [...]
READ MORE - October 17, 2018
Land Recording or Land Registration—Which Applies to My Property?
There are two different types of “property title systems” that apply in the United States. I deal with both of [...]
READ MORE - October 10, 2018
A Brief History of Title Insurance in the United States
I’m the sort of guy who likes to know how and why things work the way they do. So I [...]
READ MORE - October 03, 2018
How Does a Title Search Ensure Clear Title?
I understand why clients ask me, “So what do you do, exactly?” I work in a very specific area of property, [...]
READ MORE - September 27, 2018
What’s the Worst that Could Happen?—Hazards of Not Getting Title Insurance
When a client considers going without an Owner’s Policy of title insurance, it almost makes my hair curl. Life is [...]
READ MORE - September 19, 2018
How To Get Title Insurance
In my years of dealing in real estate transactions, one thing has become clear: when you’re looking to buy a [...]
READ MORE - September 12, 2018
What Does an Owner’s Policy of Title Insurance Cover?
I always recommend to purchasers of a home or other property that they be sure to get themselves an Owner’s [...]
READ MORE - September 05, 2018
What is the Difference Between Lender’s Title Insurance and Owner’s Title Insurance Policies?
In the world of real estate closings, I regularly deal with two different types of title insurance: Lender’s Title Insurance [...]
READ MORE - August 28, 2018
Why Does a Home-Buyer Need Title Insurance?
In last week’s post I discussed how title insurance is designed to protect a home-buyer from events that transpired in [...]
READ MORE - August 21, 2018
How is Title Insurance Different from Other Forms of Insurance?
Sometimes when we’re discussing the necessity for title insurance, I’ll have a client question its utility. This question often comes [...]
READ MORE - August 14, 2018
What is Title Insurance?—The Basics
I often find that, especially among new home-buyers, there is some confusion about exactly what title insurance is. It’s a [...]
READ MORE - November 14, 2017
Price of Single-Family Homes in Rhode Island on Rise
The median sales price of single-family homes in Rhode Island for September rose by 13.1% over the same month last [...]
READ MORE - October 25, 2017
Tampa Ranks as 6th Top City for Home Flipping
A new report by WalletHub ranks the best and worst cities for flipping houses in the U.S., and Tampa made [...]
READ MORE - September 27, 2017
The Median Price of Single-Family Homes in MA Tops $400k
The median sales price of single-family homes in Massachusetts rose above $400k this summer for the first time, with some [...]
READ MORE - September 18, 2017
Does $2 Million+ Buy a Better Home in Florida or Rhode Island?
A recent article in the New York Times compared how much house you could get for around $2.4 million in [...]
READ MORE - August 30, 2017
Homebuyers Turning to Smaller Cities for Affordable Homes
More homebuyers are leaving the largest, most expensive cities to seek out affordable housing in mid-tier cities, according to a [...]
READ MORE - August 07, 2017
Welcome to the new Topouzis & Associates, P.C. Website!
Topouzis & Associates, P.C. is pleased to announce the launch of its new user-friendly website featuring a modern, responsive design [...]
READ MORE - July 31, 2017
Why work with a law firm instead of a title company?
In many, but not all, states, both attorneys and title companies may act as closing agents and issue title insurance. [...]
READ MORE - July 17, 2017
Why Tech is the Future of Real Estate
Nav Athwal reported in Forbes on #NewTech in real estate in his article, “Predicting the 2017 Winners in Real Estate [...]
READ MORE - June 30, 2017
10 Biggest Real Estate Comeback Cities in the U.S.
If you’re a real estate investor, your job is all about knowing the state of this or that housing market. [...]
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